Melissa DiGiamberdine

Melissa DiGiamberdine is a co-owner, corporate officer, and a managing attorney of Tri-County lawyers, P.C. as of January 1, 2017. She has been practicing law since 2005. She has been licensed both in the State of Michigan and Federal Court in the Eastern District of Michigan since 2005. She has worked on thousands of consumer Chapter 7 and Chapter 13 bankruptcy cases.
She is a graduate of the Michigan State University College of Law (Juris Doctor) and the University of Michigan - Dearborn (B.A. in Political Science and minor in Sociology, 1996).
She focuses her practice on consumer Bankruptcy Law. She is an active member of the State Bar of Michigan, the Flint-Bay City Bankruptcy Association (FBBA) and the Centennial Inns of Court-Genesee County Chapter.
Melissa loves helping her clients receive the fresh start that filing bankruptcy can provide.

"People come to me with all sorts of life scenarios that have brought them to this place, from medical bills to job loss or divorce. While filing bankruptcy is not to be taken lightly, it's certainly nothing to be ashamed of or embarrassed about."

- Melissa DiGiamberdine

Richard Ponsetto, Jr.

Richard Ponsetto Jr., is a 1982 Graduate of The University of Michigan, Flint and a 1986 Graduate of Thomas M Cooley Law School.

Licensed to Practice Law in Michigan since 1986 and in The United States District Court, Eastern District of Michigan since 1987, Mr. Ponsetto has practiced Criminal Defense, Delinquency, Neglect and Abuse, and Family Law since 1986 and primarily Bankruptcy Law since 2006. He joined Tri County Lawyers in 2017.

Juanita Massey

Juanita L. Massey (JM) is the founding and managing attorney of Juanita L. Massey, PLLC (formerly known as Juanita L. Johnson, P.L.L.C.). She is also a co-owner, corporate officer, and a managing attorney of Tri-County Lawyers, P.C. as of January 1, 2017. She has been practicing law since 2001. She has been licensed in the State of Florida since September 2001, in the State of Michigan since November 2002, and in the United States District Court for the Eastern District of Michigan since March 2003. She has worked on thousands of consumer Chapter 7 and Chapter 13 bankruptcy cases. She is a graduate of Thomas M. Cooley Law School (J.D., Cum Laude, 2000) and the University of Michigan - Flint (B.A. - Criminal Justice and Sociology, 1997). She practiced law in the State of Florida in 2001 and 2002 where she focused her law practice primarily on Family law cases such as divorce and child custody/support matters.

She has been practicing in the State of Michigan since 2002 and the United States District Court for the Eastern District of Michigan since 2003. Even though she has practiced in various areas of the law, she currently focuses her law practice on Bankruptcy Law and Family Law. She is an active member of the State Bar of Michigan, the Florida Bar Association, and the Flint-Bay City Bankruptcy Association (FBBA). She has been a member of the American Bankruptcy Institute since 2005 and has regularly attended conferences to further her continuing legal education. She, also, regularly attends locally sponsored bankruptcy gatherings led by the Flint Chapter 13. Trustee's office, the Bay City Chapter 13 Trustee's office, and the Flint-Bay City Bankruptcy Association.

Educational Achievements

  • Bachelor of Arts, University of Michigan-Dearborn, 1996
  • Law School Intern, Chapter 13 Trustee-Carl Bekofske, Fall 2004
  • Juris Doctor, Michigan State University College of Law, 2004

Professional Memberships and Associations

  • State of Michigan Bar Association; Admitted 2005
  • Genesee County Bar Association
  • US District Court for the Eastern Districts of Michigan, Admitted 2005
  • Centennial Inns of Court-Genesee County
  • Bankruptcy Program Team Leader, April 2014
  • Flint Bay-City Bankruptcy Association, Member 2006-Present (FBBA)
  • ABI - American Bankruptcy Institute - Member
  • ICLE - Institute for Continuing Legal Education-Member
  • CBA - Consumer Bankruptcy Association - Member

Publications/Published cases

  • In Re Laroche, 409 B.R. 862 (E.D. Mi. 2009) --Debtors failed to disclose a potential tax refund on bankruptcy schedules when the refund came as a complete surprise. The debtors first learned of the refund in February 2009, but, the debtors did not immediately contact the trustee nor amend their schedules. The refund was sent to the trustee by the IRS in late March 2009, and the debtors amended their exemptions on April 1. Although the debtors' behavior was not exemplary, e.g., the debtors did not notify the trustee in February when it became apparent that a refund would be available, the court, over the trustee's objections, allowed the debtors to amend their exemptions and retain their refund.
  • Dow Chemical Employees Credit Union v Alan Scott Collins, No. 10-14611 (Appeal) (E.D. Mich. July 14, 2011). --Debtor had a large recreation and smoking budget. Creditor Dow Chemical Employees Credit Union appealed to the U.S. District Court after confirmation was granted over its objections. The U.S. District Court ruled n my client's favor.